Mortgage Servicing Ratio Table

Based on Income & Interest Rate of 3.5%

Income / Tenure30 Years27 Years25 Years22 Years20 Years17 Years15 Years12 Years10 Years
6,000400,850376,940359,550331,080310,360276,450251,790211,400182,020
6,500434,250408,350389,510358,670336,230299,490272,770229,020197,190
7,000467,660439,760419,480386,260362,090322,530293,750246,630212,360
7,500501,060471,180449,440413,840387,960345,570314,730264,250227,530
8,000534,470502,590479,400441,430413,820368,600335,720281,870242,700
8,500567,870534,000509,360469,020439,680391,640356,700299,490257,870
9,000601,280565,410539,330496,610465,550414,680377,680317,100273,040
9,500634,680596,820569,290525,200491,420437,720398,670334,720288,210
10,000668,080628,240599,250551,790517,280460,760419,650352,340303,380
10,500701,490659,650629,210579,380543,140483,800440,630369,950318,550
11,000734,890691,060659,180606,970569,000506,830461,610387,570333,720
11,500768,300722,470689,140634,560594,870529,870482,600405,190348,890
12,000801,700753,880719,100662,150620,730552,910503,580422,810364,030
12,500835,110785,300749,070689,748646,600575,950524,560440,420379,220
13,000868,510816,710779,030717,330672,460598,990545,540458,040394,390
13,500901,910848,120808,990744,920698,320622,020566,530475,660409,560
14,000935,320879,530838,950772,510724,190645,060587,510493,270424,730
14,500968,720910,940868,910800,100750,050668,090608,490510,890439,900
15,0001,002,120942,350898,870827,690775,910691,130629,470528,500455,070
15,5001,035,530973,760928,840855,280801,770714,170650,450546,120470,230
16,0001,068,9301,005,170958,800882,870827,640737,210671,430563,740485,400

Disclaimer: The above table is for reference only and the actual loan amount will depend on the Monetary Authority of Singapore (MAS).  

Mortgage Servicing Ratio (MSR) Calculator

If you would like to work out the estimated amount of loan you can secure based on your specific income and MSR, you may use the MSR calculator provided by Realila.SG. Do note that Total Debt Servicing Ratio (TDSR) do applies on top of MSR.